ALLIANZ TODAY EMAIL NEWSLETTER

› View as a web page

FASTeam
800-950-7372

Rates

Due to upcoming FIA product changes, a preview of FIA declared rates effective Wednesday, September 7, 2016 is available now!

New rates will be effective the first Tuesday of the month, with a preview of declared rates available one week prior.

Upcoming FIA product changes

Fixed index annuity (FIA) product changes effective Wednesday, September 7, 2016

In light of the persistently low interest rate environment and with the promises we make to you and your clients foremost in our minds, we will be making the following changes to new business effective Wednesday, September 7, 2016. These product changes will require use of new Statements of Understanding and consumer brochures. On August 30, you will be able to select between two versions of forms and materials based on when the application will be submitted. Please be sure that any illustrations you want to access after the changes are saved outside of the illustration software as PDFs.

We do not take actions such as these lightly. We’ve given it careful consideration and we must do what is right to ensure the sustainability of the products we offer now and in the future.

  • Allianz 222® Annuity
    • Protected Income Value bonus will be changing from 20% to 15%.
    • All commission options will be reduced to 95% of the current rate. For example, if the current rate is 6.50%, it will be reduced to 6.175%. Contact your broker/dealer or field marketing organization for more details.
  • Allianz 360SM Annuity and 360 Benefit rider
    • Income options 1 and 2 base withdrawal percentages are decreasing by 0.40% for single life and joint life.
    • All commission options will be reduced to 95% of the current rate. For example, if the current rate is 6.50%, it will be reduced to 6.175%. Contact your broker/dealer or field marketing organization for more details.
  • Allianz 365i® Annuity and Income Maximizer Rider
    • Income Maximizer Rider income options 1 and 2 base withdrawal percentages are decreasing by 0.50% for single life and joint life. As always, option 3 base withdrawal percentages can change monthly until time of election.
    • All commission options will be reduced to 95% of the current rate. For example, if the current rate is 6.50%, it will be reduced to 6.175%. Contact your broker/dealer or field marketing organization for more details.
  • Core Income 7® Annuity and Core Income Benefit rider
    • Income options 1 and 2 base withdrawal percentages are decreasing by 0.40% for single life and joint life.

› Business rules

C54370-MVA, R95352-MVA, R95316-01-MVA, R95331-01-MVA, R95374-MVA, C61892-02-MVA

Suspension of Signature 7 effective September 7, 2016

Due to a low volume of sales, the Signature 7® Annuity will be suspended effective September 7, 2016.

› Business rules

C54370-MVA

FIA commission changes to newly issued business with an effective date of Tuesday, September 27, 2016

In light of the persistently low interest rate environment and to ensure sustainability now and in the future, we will be making the following changes to commission on newly issued business with an effective date of Tuesday, September 27, 2016:

  • MasterDex X® Annuity
    • All commission options will be reduced to 95% of the current rate. Contact your broker/dealer or field marketing organization for more details.
  • Allianz Endurance® Plus Annuity
    • All commission options will be reduced to 95% of the current rate. Contact your broker/dealer or field marketing organization for more details.

› Business rules

C52575, C50915

We appreciate your business and continued support. Contact your Allianz representative for more information.

How does Allianz Life Pro+ stack up against Lincoln WealthAdvantage?

Check out our latest competitive comparison to see how Allianz Life Pro+® Fixed Index Universal Life Insurance Policy compares to Lincoln’s WealthAdvantage® Indexed UL Policy. See how Allianz Life Pro+ can outperform the competition in loan amounts, accumulation value, and death benefit protection.1

Start accelerating your sales with Allianz Life Pro+. Download our competitive sales flier and agent guide today!

1 Hypothetical results are based on nonguaranteed rates and assumptions selected by Allianz Life Insurance Company of North America.

Help your small–business owner clients protect the life of their business.

It’s good business to plan ahead.

Life insurance can provide an income-tax-free death benefit to your clients’ beneficiaries. It can also help cover many other small-business needs and serve as an excellent employee retention tool. Are you prepared to discuss these needs and solutions with your small-business clients?

Our business life insurance brochure provides an overview of common business strategies that may be appropriate for your clients. Order your copy today!

Accessing available cash value with choice and flexibility

In addition to the income-tax-free death benefit, fixed index universal life (FIUL) insurance policies have the potential to accumulate cash value on a tax-deferred basis, and any available cash value is available through policy loans and withdrawals. To provide your clients with flexibility, our FIUL policies offer different types of policy loans: fixed-interest loans and indexed loans.

› Learn more about our policy loan options.

Make each year a fresh start with the power of annual reset.

Allianz Sales Knowledge Series: Develop a deeper understanding of strategies, solutions, and Allianz insight.

View this short presentation to see how Allianz fixed index annuities lock in credited interest and react to market index declines.

Client stories – what you do matters.

Steve’s job was rigorous and stressful, so he was glad to retire at 55. But could his retirement savings sustain him and his wife for the rest of their lives? Hear what they learned by working with their financial professional.

› View the video

CONNECT WITH ALLIANZ LIFE INSURANCE COMPANY OF NORTH AMERICA

TwitterGoogleLinkedInYouTube

Allianz Life Insurance Company of North America
Allianz Life Insurance Company of New York

This newsletter may periodically provide you with links to outside articles and websites. Please note that the information and opinions included are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by the issuing company. It is being provided for informational purposes only and is not a solicitation for the purchase of any product, nor should it be construed as advice designed to meet the particular needs of your clients. Always ensure you follow the current policies on the use of any advertising, third-party materials and/or social media as required by your broker/dealer and/or the carriers that you represent.

This newsletter is designed to provide general information on the subjects covered. Pursuant to IRS Circular 230, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Allianz Life Insurance Company of North America, Allianz Life Insurance Company of New York, their affiliated companies, and their representatives and employees do not give legal or tax advice. Encourage your clients to consult their tax advisor or attorney.

For more complete information about the issuing companies variable annuities and variable investment options, call Allianz Life Financial Services, LLC at 800.542.5427 for a prospectus. The prospectuses contain details on investment objectives, risks, fees, and expenses, as well as other information about the variable annuity and variable investment options, which your clients should carefully consider. Encourage your clients to read the prospectuses thoroughly before sending money.

Guarantees are backed by the financial strength and claims-paying ability of the issuing company. Variable annuity guarantees do not apply to the performance of the variable subaccounts, which will fluctuate with market conditions.

Retirement consultants market and distribute products manufactured by Allianz Life Insurance Company of North America and Allianz Life Insurance Company of New York. Retirement consultants provide education and information related to products they market and do not provide financial or investment advice.

Products are issued by Allianz Life Insurance Company of North America, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. www.allianzlife.com. In New York, products are issued by Allianz Life Insurance Company of New York, 28 Liberty Street, 38th Floor, New York, NY 10005-1422. www.allianzlife.com/new-york. Variable products are distributed by their affiliate, Allianz Life Financial Services, LLC, member FINRA, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. Only Allianz Life Insurance Company of New York is authorized to offer annuities and life insurance in the state of New York.

• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF

CONFIDENTIALITY NOTICE: The information in this email may be confidential and may be legally privileged. It is intended only for the use of the individual(s) named above. If you are the intended recipient, be aware that your use of any confidential or personal information may be restricted by state and federal privacy laws. If you, the reader of this message, are not the intended recipient, you are hereby notified that you should not further disseminate, distribute, or forward this email. If you have received this email in error, please notify the sender and delete the message. Thank you.

For financial professional use only – not for use with the public.
Variable annuity material and information is intended for registered representatives only and is not approved for insurance agents.
Product and feature availability may vary by state and broker/dealer.

You may unsubscribe from Allianz or Allianz Life® of NY emails.

EGEN-1348

(R-1/2016)