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› Important notice to life insurance financial professionals in Maryland Learn more


New rates are typically effective the first Tuesday of the month, with a preview of declared rates available one week prior.

› View now

Seeking protection and income potential?

It’s no small secret that Allianz Life Pro+ EliteSM Fixed Index Universal Life Insurance Policy can offer BIG opportunities in 2019 – including providing clients the opportunity to supplement retirement income.

Visit to learn about life’s BIG story. The opportunity could be too BIG to miss.

Increasing income potential kit now available

Have you ordered your copy of our client-approved Increasing income potential kit?

Use our exclusive client-approved Increasing income potential kit (M-5312) for your next client meeting or seminar. Show your clients how a fixed index annuity (FIA) can help increase their retirement income.

› Learn more

Is the rising cost of living raising concerns for your clients?

Inflation and rising health care costs can be top concerns for retirees, but we have some tools that may help.

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Fast-track your life insurance business with Accelerated Underwriting.

EXPANDED eligibility criteria

Our program is designed to give your clients a better underwriting experience, get your business issued more quickly, and pay your commissions faster.

Our recent enhancements now allow for death benefit amounts of $1.5 million or less.

Familiarize yourself with our program:

Get your life insurance business on the fast track with Accelerated Underwriting.

An illustration lacking volatility could create unrealistic expectations.

During a sustained bull market, it’s easy to forget that a downturn is eventually inevitable. When running illustrations for your clients, don’t forget that market volatility is an opportunity to highlight one of the fundamental benefits of an FIA: protection in down markets.

If your illustration isn’t showing volatility, it may turn a positive conversation with your client about the power of guarantees against market downturns into a negative conversation about the lack of an interest credit.

View our new sales idea, Illustration insights – Reveal the true value of a fixed index annuity with protection in down markets.

Get the ball rolling logo

Keep the ball rolling with our 2019 Social Security and Medicare Guide.

A great reference for 2019 tax preparation

Keep rolling in the New Year with our 2019 Social Security and Medicare Guide. Get inflation-adjusted Social Security numbers for 2019, including those for Medicare Part B and Part D. It’s a great companion piece to last month’s 2019 Tax Summary.

Contact the FASTeam at 800.950.7372 for a laminated reference copy or to receive any of our other valuable Social Security and Medicare reference tools and materials.

Health savings accounts may be an overlooked tax opportunity.

As each year draws to a close, it is important to consider tax savings strategies for taxes due the following year. Having access to a high-deductible health care plan and a health savings account (HSA) may save your clients money on their current year tax bill.

› Learn more


› Advanced Markets tip: Beneficial/inherited IRAs


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Allianz Life Insurance Company of North America

Allianz Life Insurance Company of New York

Allianz Life

This newsletter may periodically provide you with links to outside articles and websites. Please note that the information and opinions included are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by the issuing company. It is being provided for informational purposes only and is not a solicitation for the purchase of any product, nor should it be construed as advice designed to meet the particular needs of your clients. Always ensure you follow the current policies on the use of any advertising, third-party materials and/or social media as required by your broker/dealer and/or the carriers that you represent.

This newsletter is designed to provide general information on the subjects covered. It is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Allianz Life Insurance Company of North America, Allianz Life Insurance Company of New York, their affiliated companies, and their representatives and employees do not give legal or tax advice. Encourage your clients to consult their tax advisor or attorney.

For more complete information about the issuing companies variable annuities and variable investment options, call Allianz Life Financial Services, LLC at 800.542.5427 for a prospectus. The prospectuses contain details on investment objectives, risks, fees, and expenses, as well as other information about the variable annuity and variable investment options, which your clients should carefully consider. Encourage your clients to read the prospectuses thoroughly before sending money.

Guarantees are backed by the financial strength and claims-paying ability of the issuing company. Variable annuity guarantees do not apply to the performance of the variable subaccounts, which will fluctuate with market conditions.

Retirement consultants market and distribute products manufactured by Allianz Life Insurance Company of North America and Allianz Life Insurance Company of New York. Retirement consultants provide education and information related to products they market and do not provide financial or investment advice.

Products are issued by Allianz Life Insurance Company of North America, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. In New York, products are issued by Allianz Life Insurance Company of New York, 28 Liberty Street, 38th Floor, New York, NY 10005-1422. Variable products are distributed by their affiliate, Allianz Life Financial Services, LLC, member FINRA, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. Only Allianz Life Insurance Company of New York is authorized to offer annuities and life insurance in the state of New York.

• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF

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