Today Newsletter - Allianz Life Insurance Company of North America
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December 6, 2022
 
 
 
 

Important Updates for Resource:

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  • Holiday hours and year-end processing
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Training and insights

 
 

Are you ready for Pennsylvania’s new annuity sales rules?

Learn more

 
 

Are you ready for Hawaii’s new annuity sales rules?

New training is required.

Effective January 1, 2023, the Hawaii Insurance Department will adopt new rules that amend the suitability requirements applicable to all annuity sales in Hawaii.

To avoid an interruption in your ability to sell annuities in Hawaii, take a moment to ensure you’ve satisfied the new requirements.

Learn more

 
 

Are you ready for Minnesota’s new annuity sales rules?

New training is required.

Effective January 1, 2023, the Minnesota Insurance Department will adopt new rules that amend the suitability requirements applicable to all annuity sales in Minnesota.

To avoid an interruption in your ability to sell annuities in Minnesota, take a moment to ensure you’ve satisfied the new requirements.

Learn more

 
 

Are you ready for North Carolina’s new annuity sales rules?

New training is required.

Effective January 1, 2023, the North Carolina Insurance Department will adopt new rules that amend the suitability requirements applicable to all annuity sales in North Carolina.

To avoid an interruption in your ability to sell annuities in North Carolina, take a moment to ensure you’ve satisfied the new requirements.

Learn more

 
 

Are you ready for South Dakota’s new annuity sales rules?

New training is required.

Effective January 1, 2023, the South Dakota Insurance Department will adopt new rules that amend the suitability requirements applicable to all annuity sales in South Dakota.

To avoid an interruption in your ability to sell annuities in South Dakota, take a moment to ensure you’ve satisfied the new requirements.

Learn more

 
 

September/October edition of Advanced Markets Strategic Insights now available

Missed any recent postings of Advanced Markets Intel, the LinkedIn series by David Foster, our Senior Director of Advanced Markets? Our latest compilation of a month’s worth of updates is now online for downloading. Discover new opportunities for using fixed index universal life insurance in estate planning strategies, taxation, business strategies, and more.

This month’s topics:

  • Inflation Reduction Act increases IRS scrutiny
  • An upside to inflation? Substantial increases in the estate/gift tax exemption (for now)

Read it here
Read previous versions for more insights

Stay in the know. Get the latest Advanced Markets Intel in your LinkedIn news feed.

Follow David Foster on LinkedIn

Questions? Contact the Advanced Strategies and Planning Platforms Team at 800.800.3220 or email us.

 
 

How a long life can affect retirement savings

Understanding the risk that longevity can pose to retirement security.

Learn more

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Sales tools and ideas

 
 

82% of Americans are worried about inflation1

Give your clients a game plan with our exclusive Allianz FIA Inflation Playbook.

According to our Quarterly Market Perceptions Study,1 82% of Americans are worried that rising inflation will continue to erode their purchasing power. Do your clients share this concern?

Our new Allianz FIA Inflation Playbook may offer some potential solutions.

It shows you how Allianz fixed index annuities (FIAs) and their innovative inflation-fighting features – such as Index Lock – can help protect your clients’ spending power. Plus, it gives you access to strategic tools and sales support to help build your practice.

Access our Allianz FIA Inflation Playbook

The potential for these features to help address inflation is not guaranteed. The effectiveness of any of the features is dependent on a variety of factors, including interest rates and crediting methods.

 
 

How much do you know about split-dollar life insurance arrangements?

Register now for our next Spotlight Series webinar – Tuesday, December 13 from 10:00 - 11:00 a.m. Central time.

Split-dollar life insurance has potential benefits in both business and estate-planning strategies. But it’s important to understand the details of this type of arrangement. We’ll be covering:

  • Various split-dollar designs (collateral assignment, endorsement, private, intergenerational, reverse)
  • Income and estate tax implications of the various split-dollar arrangements
  • Advantages and disadvantages of split-dollar – When it may be an appropriate solution
  • Case studies: 1) Split-dollar as an executive compensation solution, and 2) private split-dollar as a wealth transfer solution

Register now

 
 

New target marketing reports to help land business-owner clients

The more you know about their business, the better you can attract and serve business owners in niche markets.

Share our new target marketing reports with these business owners, to open discussions on their industry’s unique trends, challenges, and opportunities – and how fixed index universal life insurance can be a potential solution for their concerns.

Updated target market reports are now available for these industries:

  • Agriculture
  • Manufacturing
  • Construction
  • Commercial real estate, and more

See our NEW target market reports for consumers and financial professionals

Contact the Advanced Sales and Practice Platform Team at 800.800.3220 or AdvancedStrategies@allianzlife.com

Get the latest Advance Markets Intel: Follow Dave Foster on LinkedIn for weekly life insurance insights.

 
 

Questions financial professionals should ask their clients while income planning for retirement

Learn more

 
 

Your support team

FASTeam

Phone: 800-950-7372

 
 
Allianz Life

1 Allianz Life 2Q Quarterly Market Perceptions Study.

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Keep in mind that life insurance policies require health and financial underwriting.

Allianz Life Insurance Company of North America does not provide financial planning services.

This content is for general educational purposes only. It is not intended to provide fiduciary, tax, or legal advice and cannot be used to avoid tax penalties; nor is it intended to market, promote, or recommend any tax plan or arrangement. Allianz Life Insurance Company of North America, its affiliates, and their employees and representatives do not give legal or tax advice. Customers are encouraged to consult with their own legal, tax, and financial professionals for specific advice or product recommendations.

Allianz Life

Fixed index universal life insurance requires qualification through health and financial underwriting.

Allianz Life Insurance Company of North America does not provide financial planning services.

This newsletter may periodically provide you with links to outside articles and websites. Please note that the information and opinions included are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by the issuing company. It is being provided for informational purposes only and is not a solicitation for the purchase of any product, nor should it be construed as advice designed to meet the particular needs of your clients. Always ensure you follow the current policies on the use of any advertising, third-party materials and/or social media as required by your broker/dealer and/or the carriers that you represent.

This content is for general informational purposes only. It is not intended to provide fiduciary, tax, or legal advice and cannot be used to avoid tax penalties; nor is it intended to market, promote, or recommend any tax plan or arrangement. Allianz Life Insurance Company of North America, Allianz Life Insurance Company of New York, their affiliates, and their employees and representatives do not give legal or tax advice or advice related to Medicare or Social Security benefits. You are encouraged to consult with your own legal, tax, and financial professionals for specific advice or product recommendations, or to go to your local Social Security Administration office regarding your particular situation.

Please note that in order to provide a recommendation to a client about the liquidation of a securities product, including those within an IRA, 401(k), or other retirement plan, to purchase a fixed or variable annuity or for other similar purposes, you must hold the proper securities registration and be currently affiliated with a broker/dealer or registered investment advisor. If you are unsure whether or not the information you are providing to a client represents general guidance or a specific recommendation to liquidate a security, please contact the individual state securities department in the states in which you conduct business.

For more complete information about the issuing companies variable annuities and variable options, call Allianz Life Financial Services, LLC at 800.542.5427 for a prospectus. The prospectuses contain details on investment objectives, risks, fees, and expenses, as well as other information about the variable annuity and variable options, which your clients should carefully consider. Encourage your clients to read the prospectuses thoroughly before sending money.

Guarantees are backed by the financial strength and claims-paying ability of the issuing company. Variable annuity guarantees do not apply to the performance of the variable subaccounts, which will fluctuate with market conditions.

Retirement consultants market and distribute products manufactured by Allianz Life Insurance Company of North America and Allianz Life Insurance Company of New York. Retirement consultants provide education and information related to products they market and do not provide financial or investment advice.

Products are issued by Allianz Life Insurance Company of North America, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. www.allianzlife.com. In New York, products are issued by Allianz Life Insurance Company of New York, 1633 Broadway, 42nd Floor, New York, NY 10019-7585. www.allianzlife.com/new-york. Variable products are distributed by their affiliate, Allianz Life Financial Services, LLC, member FINRA, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. Only Allianz Life Insurance Company of New York is authorized to offer annuities and life insurance in the state of New York.

• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF

CONFIDENTIALITY NOTICE: The information in this email may be confidential and may be legally privileged. It is intended only for the use of the individual(s) named above. If you are the intended recipient, be aware that your use of any confidential or personal information may be restricted by state and federal privacy laws. If you, the reader of this message, are not the intended recipient, you are hereby notified that you should not further disseminate, distribute, or forward this email. If you have received this email in error, please notify the sender and delete the message. Thank you.

For financial professional use only – not for use with the public.
Variable annuity material and information is intended for registered representatives only and is not approved for insurance agents.

Product and feature availability may vary by state and broker/dealer.

Allianz Life Insurance Company of North America
Allianz Life Insurance Company of New York

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